Archive for January, 2010

Written by on January 2nd, 2010
12345 asked: Related BlogsRelated Blogs on Cost Of LivingCost of Living International Rankings – April 1, 2009 « warsawCost Of Living International Rankings For 1 April 2009 | Kingston ...Global Cost of Living Ranking – 1 April 2009International Cost of Living Trends 2009Does a portable washing machine cost me more ...
Written by on January 2nd, 2010
J asked: Related BlogsRelated Blogs on Financial JobReview of 2009 Financial Job Market « CAPE MAYBRelated Blogs on Period Of Timepileshemorrhoidssymptoms » Blog Archive » CAN YOU HAVE YOUR PERIOD ...Forex Education – What is the Best Time Period to Trade for ...Tengku Razaleigh: GST and the Economy « Din ...
Written by on January 2nd, 2010
Emily M asked: I' oud m 23 jaar heb ik ongeveer $14.000 in creditcards enz. Ik was in een het adviseren Idebt programma maar geschopt me uit voor een recente betaling op een vakantie maar wat Mijn grootmoeder stierf onlangs en ik heb moeten worden meer van een leverancier voor ...
Written by on January 2nd, 2010
ThePrizeBlog.com asked: Related BlogsRelated Blogs on AdmissionSecond phase of Common Admission Test (CAT) 2010 · Education Buzz ...Related Blogs on Extenuating CircumstancesDoes The Guardian supporting Labour depend on it's leader ...Burden to prove the genuineness of the gift is on the Assessee ...Related Blogs on Personal CrisesLessons learned from breaking ...

Hello. I was with my boyfriend for 7 years, and during that time we lived together and shared all bills and expenses. I always trusted him because he was always very generous and never liked to spend on himself. He went to culinary school a few years ago and because he took out a private loan at that time, we were being gouged on interest. As such, I voluntarily took out a $25,000 home equity loan for a condo that I own, so that we could save about $400 a month on interest. In addition to that, long ago I let him be a signer on my AmEx account and we agreed that his share of my bill is about $10,000 now. I know I sound like an idiot for doing all this with someone who I was not married to, but I was being a bit lavish and irresponsible about money myself and we were enjoying a lot of luxuries based on this arrangement. We had an amicable breakup last month and we had made a preliminary verbal agreement that he will continue letting his paychecks be direct deposited into my bank account, and I will balance transfer one of them to him, and use one to pay down his share of the debt as fast as I can. The problem is, we live in San Francisco and he is having trouble finding a place to stay that is affordable (we had much cheaper rent together under rent control), and I just worry about his ability to pay me every month. I did some math about the cost to repay the debt based on what he can give me ($900 a month) and with interest, it would take up to 7 years to pay it down. I don’t think he can afford to keep that going with only $900 to live on (including rent) and so even though he has been great and attentive to this issue, its still a problem. We originally tried to get him an unsecured personal loan for the whole $35,000 so that he could just pay me back in one shot, but regrettably, since all the good credit was built up in my name and barely any in his, he was not approved. We are meeting again on Monday to discuss any other possible options. I really don’t care about how long it takes to pay me back since interest would be paid by him, I am willing to take a smaller monthly payment just to make this sustainable, but I am concerned that in the future he could turn cold on me and just stop paying, or that he will have a new girlfriend sometime that will balk at the arrangement and encourage him to ***** me over or something. At this time, he said he will sign whatever document I want in order to show that he owes me this money so I need to know what form that should be and whether we need to have it notarized to be legally binding. In the unfortunate event that he stops being a nice guy before the debt is paid, what would that document do for me? Would I have to go to court and spend thousands on lawyers to get him to pay in steady increments etc? I would **** to have to do that, both emotionally and financially, but I need to see what I am up against. Thanks for reading all this detail, any advice would be appreciated, and please try to refrain from making fun of my stupidity too much!

Written by on January 2nd, 2010
ritagingersnap asked: Related posts:I have a Sep IRA from my old job that I do not and have never paid into that would cover my student loan and most of the rest of my debt. I’m in a debt management program, which gives me a decent interest rate on ...
Written by on January 2nd, 2010
12345 asked: I am a commission earner and it seems like my income is going to drop significantly in the next couple of month because of the recession. What is the best thing that i can try and do not to loose my house? How does debt counselling work? I've ...
Written by on January 2nd, 2010
My personal belief is people should work for the betterment of one another, a system for the people by the people. A tribal mentality if you will; better described as democratic communism. By eliminating internal markets and the notion of social-human value with the understanding that all life has value ...
Written by on January 2nd, 2010
Matt S asked: Dit is een vraag die me significante moeilijkheid in de loop van de jaren heeft veroorzaakt. Voor zover ik kan vertellen, " rights" aan om het even wat worden slechts verleend krachtens een sociaal contract, en bestaan niet op een fundamentele manier. Nochtans, is deze ...
Written by on January 2nd, 2010
simply summer asked: Related posts:Can an individual eliminate credit card debt by declaring bankruptcy? I didn’t think you could wipe it out, just get the bill collectors off your back. But, someone told me that it depends on which chapter of bankruptcy you use. The ...
Written by on January 1st, 2010
Mel asked: Wij namen een cli Related posts:Zouden wij moeten nemen reizen wanneer wij schuld hebben? backflip asked: Mijn echtgenoot en ik huwde eachother' s...Ik ben al op school en moeten betalen voor leningen hoe krijg ik geld voor persoonlijke spullen, zoals geld voor computer? deathdealer94x@hotmail.com asked: Ik wil ...
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